Participant Accounts
Accounts from participants across all three programmes — in their own words.
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Cohorts Completed
Average Rating
Years Running
From Our Participants
Susan Lim
Toa Payoh, Singapore
"I had looked at the Mid-Career Reflection programme for some months before writing in. The format — reading first, then discussion — took a little getting used to, but by the second session I understood why they do it that way. You arrive at the conversation differently when you've been reading the same material as the people around you. The journal has also been useful well beyond the programme itself."
April 2025 · Mid-Career Reflection Programme
Ravi Kumar
Bishan, Singapore
"The Singapore Schemes workshop was two mornings well spent. I had tried to read CPF documentation on my own before and found the language difficult to get through without some kind of guide. Working through it with a facilitator who explained terms without telling you what to conclude from them was genuinely different from anything else I'd found. The printed binder is still on my desk."
March 2025 · Singapore Schemes Workshop
Helen Tan
Queenstown, Singapore
"My husband and I did the Household Coordination workshop together. We had both assumed our money conversations were fairly well-managed, but sitting down with a workbook of scenarios revealed a number of things we'd each been handling with different assumptions. The conversation cards have come up at home more than once since."
April 2025 · Household Coordination Workshop
Andrew Mak
Woodlands, Singapore
"The four-month programme is a commitment, and I was unsure before starting whether I'd make the most of it. The pacing turned out to be the right choice for me — monthly sessions rather than a concentrated weekend meant I had time to think between each one. A few things in the readings stayed with me for weeks."
February 2025 · Mid-Career Reflection Programme
Patricia Yeo
Marine Parade, Singapore
"What I appreciated most was that no one in the room had anything to sell. Other money-related events I'd attended always arrived at a product at some point. Here, the reading ended the session. I found that freeing — I could engage with the material on its own terms."
May 2025 · Singapore Schemes Workshop
James Ong
Clementi, Singapore
"The group was a mix of people I wouldn't have expected to find in the same room — different backgrounds, different household situations, different concerns. That variety was actually the most useful part of the discussion. The cohort format makes sense once you've experienced it."
March 2025 · Household Coordination Workshop
Participant Journeys
Case · Mid-Career Reflection Programme
A participant in her early fifties had been managing household finances largely on her own for several years. She found it difficult to talk about money with her adult children and had never been able to describe what her household's financial structures actually looked like from the outside.
Over four months, she worked through readings on household conversation rhythms and recurring money structures. The monthly worksheet cards helped her put into words things she had not previously articulated. The group discussion in the second and third sessions prompted her to revisit how she was describing certain household decisions.
By the end of the programme, she had a clearer account of her own household's financial structure — not because she had been told what it was, but because the readings gave her a language for it. She enrolled in the Singapore Schemes workshop the following quarter.
"I came in not knowing exactly what I was looking for. The format gave me space to work that out."
Case · Household Coordination Workshop
A couple in their late forties attended the Household Coordination workshop. They had different approaches to household money management and found that most conversations on the subject became circular. They were not looking for advice — they wanted a structured way to discuss things.
Working through the scenario workbook together, they identified where their assumptions differed and what language each of them used when discussing money decisions. The presence of other couples in the cohort made the discussion feel more ordinary — their situation was not unusual.
The conversation cards have been used in at least three subsequent household discussions. They note that having a printed prompt changes the tone of the conversation — it is less personal and more structured, which they found helpful.
"We were not expecting to learn much about each other. We were wrong."
Reach Us
We are happy to answer questions about programme content, upcoming cohort dates, or the reading format before you commit to enrolment.
Monday – Friday: 10:00 – 18:00
Saturday: 09:00 – 13:00
Certifications & Standards
Registered educational organisation, Singapore
PDPA-compliant data handling — no participant data shared with third parties
Not a licensed financial advisory firm — all programmes are purely educational
Materials drawn exclusively from publicly available Singapore government sources
Join a Cohort
Cohort places are limited. If you would like to know about upcoming dates for any of the three programmes, write to us and we will respond within two working days.
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